Car accidents are a leading cause of spinal cord injuries, and the aftermath can change a person’s life in profound ways. From physical challenges to emotional and financial struggles, spinal cord injuries often leave victims with uncertainties about the future. If you’re in San Antonio, TX, and dealing with such injuries from a car wreck, you might be wondering how your medical prognosis could affect your settlement. Understanding the significance of your medical condition and how it informs your compensation claim can help you take the right steps toward recovery.
What Are Spinal Cord Injuries?
A spinal cord injury (SCI) occurs when the spinal cord is damaged, disrupting communication between the brain and the rest of the body. This damage often results from car accidents, where the force of impact may compress, twist, or sever the spinal cord. SCIs vary in severity, but all require immediate medical attention and carry long-term consequences.
Types of Spinal Cord Injuries
SCIs are typically classified as either complete or incomplete:
Complete SCIs
These injuries result in total loss of sensory and motor function below the point of injury. For example, a person with a complete SCI in the lower back might experience total paralysis from the waist down.
Incomplete SCIs
With incomplete injuries, some functions remain below the injury site. Depending on the extent of the damage, victims may retain partial movement, sensation, or both.
Common spinal cord injuries from car accidents include:
- Cervical Injuries: Affecting the neck area, these injuries are often the most severe and can lead to quadriplegia (paralysis of all four limbs).
- Thoracic Injuries: These injuries affect the upper and mid-back, potentially leading to paraplegia (paralysis of the lower body).
- Lumbar Injuries: These occur in the lower back and can impair movement in the hips and legs but may leave upper body functionality intact.
- Sacral Injuries: These typically impact pelvic functions like bladder or bowel control.
Every injury is unique, but what they all share is the ability to completely upend the victim’s life.
How Spinal Cord Injuries Impact Lives
SCI victims often face a wide array of challenges that extend far beyond physical health. Understanding the ripple effects of these injuries underscores the importance of securing adequate compensation:
Medical Expenses
Spinal injuries demand ongoing medical care, including surgeries, rehabilitation, physical therapy, and specialized equipment like wheelchairs or braces. These costs can easily reach into the millions over a lifetime.
Loss of Mobility and Independence
SCIs frequently lead to partial or complete loss of mobility. Everyday activities may suddenly require assistance, which can significantly alter a person’s independence.
Career Setbacks
Many SCI victims are unable to return to their previous jobs or may lose their ability to work altogether. Lost wages and diminished earning potential can create significant financial strain.
Emotional Challenges
The psychological toll of an SCI—including feelings of grief, anger, or depression—is often just as overwhelming as the physical challenges.
Effect on Relationships
Friends and family often bear the emotional and practical burden of caregiving, and relationships can change as roles and responsibilities shift.
Given these challenges, it’s no wonder why accurate medical assessments and strong legal representation are so vital for SCI victims seeking financial support.
Why Medical Prognosis Is Crucial in Settling Your Case
When a spinal cord injury claim goes to settlement negotiations, your medical prognosis plays a key role in determining the value of your case. Why? Your prognosis outlines not just the immediate impact of the injury but also how it will affect your life going forward.
1. Predicts Future Medical Costs
Your doctor’s prognosis helps quantify the ongoing treatment you’ll need, including physical therapy, costly medications, and surgeries. This ensures your settlement includes resources to meet both short-term and long-term needs.
2. Estimates Long-Term Care Needs
Severe SCIs often require permanent caregiving or assisted living arrangements. A thorough prognosis provides clarity on what level of support you’ll need and for how long.
3. Determines Lost Earning Capacity
If your spinal injury limits or eliminates your ability to work, your prognosis will help calculate lost wages and the impact on your earning potential.
4. Pain and Suffering
While difficult to quantify, the degree of physical pain and emotional suffering caused by a spinal cord injury is often tied to the extent and permanence of the injury.
5. Accounts for Modification Costs
Medical evaluations can highlight specific needs, like modifying your home or vehicle to accommodate mobility aids. All of this contributes to the total settlement amount.
Without a sound medical assessment, it’s easy for insurers to undervalue your claim. That’s why working with the right professionals is so crucial, especially when facing large insurance companies ready to protect their bottom line.
How a Personal Injury Attorney Can Help You
Filing a personal injury claim for a spinal cord injury requires an experienced lawyer who understands the complexities of these cases. Here’s how an attorney can guide and support you:
1. Building a Compelling Case
A skilled lawyer will gather all essential evidence, including police reports, medical records, expert testimonies, and witness statements. They’ll present a strong case that highlights the extent of your injuries and their impact on your life.
2. Accurately Calculating Damages
Beyond just covering medical expenses, your attorney will work to quantify every angle of the injury, from lost wages to emotional suffering. This holistic approach ensures you’re not left with unmet needs.
3. Negotiating with Insurance Companies
Insurance providers often aim to settle quickly and for as little as possible. Your attorney will advocate fiercely on your behalf, challenging lowball offers and pushing for a settlement that truly reflects your circumstances.
4. Litigating When Necessary
If your case doesn’t settle during negotiations, a strong attorney will represent you in court, presenting your case to a judge or jury with conviction.
5. Offering Emotional Support
Spinal injuries take a toll emotionally as well as physically. Working with a compassionate attorney who understands your struggles can lessen the overall stress of navigating your claim.
Taking Action After a Spinal Cord Injury
If you’ve suffered a spinal cord injury in a San Antonio car wreck, taking the following steps can help you protect your rights and build a strong compensation claim:
Seek Immediate Medical Attention
Comprehensive medical evaluation is critical not just for your health, but also for documenting your injuries and prognosis.
Document Everything
Keep detailed records of medical treatments, accident scene photos, and any communication with insurance companies.
Avoid Quick Settlements
Insurers may try to pressure you into accepting less than you deserve, especially before all aspects of your injury are fully understood.
Consult a Personal Injury Attorney
The sooner you hire a lawyer, the better your chances of building a robust case with the necessary evidence and expert support.
Neck, Back, and Spinal Cord Injury Claims
Spinal cord injuries sustained in car wrecks demand a complex blend of medical expertise and legal strategy. Victims facing these challenges require comprehensive support that addresses not only their immediate medical needs but also their long-term financial and emotional well-being. Kemmy Law Firm, P.C., situated in San Antonio, Texas, stands ready to guide victims through the intricate legal landscape of personal injury cases. With profound knowledge in handling catastrophic injuries, like spinal cord trauma, our dedicated team is prepared to advocate fiercely on behalf of our clients. Whether you're a victim of a car accident or a family member seeking justice for a loved one, don't hesitate to contact us for a consultation at (830) 264-6297. Let us help you navigate the path to recovery and pursue the compensation you deserve.